
Denis McCarthy
Denis McCarthy
Denis was appointed CEO of Fexco in January 2015, having previously held the position of Non-Executive Director. Denis has a degree in Mathematics and founded Annadale Technologies, a software development company specialising in the design and development of web-based transaction processing applications. Denis also founded Aviso, a payments software company.

Neil Hosty
Neil Hosty
Neil joined Fexco’s Executive Management Committee in 2018 and was appointed to the role of Chief Operating Officer (COO) in 2020. In 2019 he was named CEO of Metamo DAC, a first of its kind 50:50 joint venture company. Neil led the formation and launch of Metamo which represents a collaboration between Fexco and 16 of Ireland’s largest credit unions. Neil has over 20 years’ experience in the financial services sector and has held various senior executive positions in the Irish and US banking sectors including Consumer Banking, Business Banking, Wealth Management and Business Transformation.

Gerard Murphy
Gerard Murphy
Gerard joined the Fexco finance department in May 1989 having previously worked in private practice. He held the position of Group Finance Director from 1997 to 2001. From 2001, up to its sale in February 2009, Gerard had responsibility for the Western Union Money Transfer Division in the Group. Then following a 12 month secondment to the Western Union Corporation in February 2010 he was appointed Head of the Consumer Services Division. He also acts as Group Secretary and is a board member of a number of Group companies. Ger is a Fellow of the Association of Chartered Certified Accountants.

Gerard O’Sullivan
Gerard O’Sullivan
Gerard joined Fexco as Head of the Business Services Division in February 2010; and was appointed as the Group Chief Financial Officer in May 2013. In his current role, Gerard is responsible for the effective management of finance and shared services. Prior to joining Fexco, Gerard spent over 20 years in the United States with Booz & Company Inc., a leading global management consulting firm. He served in various senior executive roles including Global Financial Controller. Gerard holds a Bachelor of Commerce Degree from University College Cork and is a Fellow of the Institute of Chartered Accountants in Ireland. He is also a member of Fexco’s Executive Management Committee.

Joe Redmond
Joe Redmond
Joe is a member of the Group Executive of Fexco, with responsibility for the Group’s existing Irish, UK and International Foreign Exchange operations and the strategic development of new international markets. Prior to joining Fexco, Joe held an Executive position with Bank of Ireland Group where his responsibilities included the management of the Banks Foreign Exchange, Payments, Electronic Banking and ATM operations. He held a number of Bank of Ireland Group board directorships and was a founding member, and Managing Director of the Group’s highly successful Foreign Exchange company; First Rate Enterprises.
Joe holds an MBA degree from Henley Management College. He is a member of the Institute of Bankers in Ireland and served as a board Director of the Irish Payments Services Organisation and the Dublin Chamber of Commerce. By government appointment, he is a member of the Ireland Export Trade Council and the European Japan Business Round Table.

Paula O’Sullivan
Paula O’Sullivan
Paula joined Fexco in March 2004 and was appointed Head of Group Human Resources in 2009. Prior to joining Fexco Paula previously worked in Human Resource Management for Dunnes Stores in the UK and Ireland. She has a Bachelor of Business Studies, a Masters in Work and Organisational Behaviour (UL, 2012) and is qualified in Occupational Testing with the British Psychological Society (BPS). Paula is also a Chartered Member of the Institute of Personnel and Development.
Paula was appointed to the Fexco Executive Management Committee in 2015.

Denis Cleary
Denis Cleary
A graduate of Computing and Mathematics from University College Cork, Denis joined Fexco in 1990 where he was a member of the team credited with originating the Dynamic Currency Conversion concept.
Denis played an integral role in Fexco’s DCC success story though product development and in bringing the concept to market establishing an international business (B2B & B2C) across 29 countries. In 2010, Denis was promoted to Head of DCC and subsequently to Managing Director of Fexco DCC in 2014.
Following a Group-wide change in structure in 2017, Denis was appointed to the new role of CEO of Fexco’s Payments & FX Business Division, overseeing the company’s suite of payments products and solutions across; DCC, Corporate Payments, Tax Free Shopping and Fexco’s new OpenConnect business.
Denis also holds a Diploma in International Sales from DIT. He has a keen interest in global current affairs and a passion for sports, particularly Gaelic Games.

Adrian Mulvihill
Adrian Mulvihill
Adrian started as a graduate with Fexco in the UK in 1986, and re-joined in 2004, having spent 10 years working in consultancy and eCommerce start-up roles in London. Within Fexco he has held operational roles in several businesses including Payments & Outsourcing, but has most experience in new products and businesses. Adrian graduated from University College Dublin in 1985 with a Law degree and holds an MBA from London Business School.

Karl Aherne
Karl Aherne
Karl joined Fexco in January 2018 as Director of Strategic Business Development with responsibility for innovation, software engineering, IT and group marketing. Combining both corporate and startup experience, Karl has built and brought to market both B2B and B2C financial services and mobile products, invested in and accelerated the development of over 30 startups, and founded a business which he sold to Deloitte. Karl is a board advisor to several scaling startup businesses and has been a non-executive director of Boardmatch Ireland and a founding director of Startup Ireland.

Eleanor Daly
Eleanor Daly
Eleanor joined Fexco in 2004 having trained and qualified with Matheson Solicitors in Dublin. She has held the position of General Counsel for the Fexco Group since 2012. Eleanor holds a First Class Honours Degree in Law from Trinity College Dublin and in addition to being a qualified solicitor, is a Fellow of the Chartered Governance Institute and an Associate of the Institute of Taxation in Ireland. Eleanor was appointed by Fexco as a non-executive director to the board of Airborne Capital Limited from 2017 to 2019 and she joined the Executive Management Committee in April 2020.