Pay in your home currency with Dynamic Currency Conversion (DCC)

What is DCC and how does it work?

Dynamic Currency Conversion (DCC) is a convenient currency conversion service that offers you the choice to pay in your home currency at the point of sale. The margin and exchange rate displayed have already been incorporated in the amount displayed for payment. By choosing to pay with DCC you will understand what the amount of your transaction is in your home currency charged by the merchant.

When you choose not to pay in your home currency, you will still pay currency conversion fees to your card issuer that will only be disclosed on your statement in the following days after the transaction.

Find out more about Dynamic Currency Conversion

Cardholder information - what is DCC and how does it work

Convenience

Clarity of Payment

Track your Spending

Trusted Conversions

DCC - the choice to pay in your home or the local currency

Convenience

DCC calculates the exchange rate for you

Clarity of Payment

The rate you’ll see today is what you’ll be charged at point of sale

Track your Spending

It’s easier to keep track of spend when you pay in your home currency

Trusted Conversions

Exchange rates are sourced from Reuters, a globally recognised supplier offering credible and competitive rates, and are updated throughout the day

DCC cardholder information

Exchange Rates

  • Exchange rates are comparable to those used by card issuers Visa and Mastercard
  • ECB – European Central Bank. Rates are sourced from Reuters and are in accordance with (EU) regulation 2019 /518

DCC - Point of sale transactions with more choice

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